GovernmentHealthInsurance.com is a leading marketplace for comparing health plans.
To begin shopping around, please enter your zip code and complete the simple 1-page form. Based on the information provided, you will be presented with the carriers and plans that best match your needs.
In order to have health coverage for the 2020 calendar year, you must enroll by December 15. Even if you signed-up during the last Open Enrollment Period, you must renew your plan or get a new one.
If you miss this current Open Enrollment Period, you will not be able to obtain a Government Health Plan until 2021.
The only exception is if you have a Qualifying Life Event -- such as a marriage/divorce, birth/adoption of a new child, job/employment status change, or certain other major life changes -- which allows you to enroll outside of Open Enrollment.
If you miss the Open Enrollment Period and do not have a Qualifying Life Event, you can enroll in a Non-Government-Plan. These plans are meant to be temporary, and have certain limitations. Learn more about them here.
Government Health Plans are those created and mandated by the Affordable Care Act. You cannot be denied for coverage, even if you have preexisting medical conditions. You also cannot be dropped from coverage if you have a major illness and become too costly to insure.
All Government Health Plans provide coverage for the same essential medical services. Such services include emergency care/hospitalization, preventative care, maternity/pediatric care, mental health services, lab work, prescription drugs and more. The differences among plans are their cost.
The Affordable Care Act was designed to make healthcare accessible to all. If you meet certain income and household thresholds, you could qualify for a Government Subsidy, which can substantially reduce the amount you pay. Learn more about Government Plans here.
Please enter your zip code to start the process for enrolling in a health plan. GovernmentHealthInsurance.com will help determine your eligibility and will match you to the right plans.